From donor appreciation breakfasts to annual galas, silent auctions to pop-up booths at community fairs, events are the lifeblood of your nonprofit’s mission. They raise funds, spark engagement, and put your cause center stage in the community.

But here’s something most nonprofit directors don’t realize until it’s too late:

Your everyday liability coverage may not extend to off-site events.

Fundraisers and outreach events often involve rented spaces, temporary structures, many volunteers, vendors, and members of the public. All these moving parts mean one thing: heightened risk.

Common event-day claims might include:

• A guest slipping on a wet sidewalk or tripping over an extension cord
• Equipment damage during setup or teardown
• Accidental injury from an activity booth
• Food-related illnesses or allergic reactions
• Property damage at a rented venue

Even small pop-ups or tabling events can result in legal or financial exposure. And many venues, municipalities, or partners now require proof of event liability insurance before you can even participate.

That’s the most common resistance we hear. And we get it. Your budget is already stretched thin. You’re focused on outreach, on making a difference in the community, not on risk management.

Fortunately, event insurance is more affordable and accessible than you think.

In most cases, you can get a tailored event policy at a rate that makes sense for even the smallest nonprofit. That policy can protect your organization, your board and volunteers, your equipment and rented property, and even your mission’s reputation.

Plus, if you host multiple events throughout the year, we can explore annual special event coverage or add-ons to your general liability policy.

Whether you’re planning a pop-up food pantry, a street fair vendor booth, or a large-scale fundraiser, the right insurance policy travels with your team.

Typical protections include:

• General liability: Bodily injury, general property damage, slip-and-falls
• Liquor liability: If you’re serving alcohol
• Inland marine coverage: For equipment and supplies in transit (inland marine coverage has nothing to do with boats or oceans; it simply covers transportation of equipment and supplies from one location to another)
• Additional insured certificates: For venues, sponsors, or vendors
• Volunteer liability: Protects unpaid staff and helpers

These coverages are fully customizable to your event type, audience size, and venue requirements.

Here at the Wallace Insurance Agency, we specialize in nonprofit insurance. We understand the heart and passion behind what you do. We’re here to make sure that one unfortunate incident doesn’t derail your cause or disrupt your mission. 

Before your next event, let’s make sure you’re fully covered.

Give us a call today to review your options! Your mission doesn’t stop at your front door. Neither should your coverage.